Equity Release Intelligence · UK & Crown Dependencies
The Equity Release Intelligence Platform for Financial Advisers
Bring equity-release providers, products, market information, case scenarios, calculators and client education together in one professional resource.
Dataset last updated 2026-09-13 · Illustrative sample dataset — pending verified provider data load
Equity Fountain Directory
Find Equity Release Providers, Advisers and Products
Results show verified records that match the criteria you select. Equity Fountain does not rank, recommend or endorse any firm, adviser or product.
Select your jurisdiction
Great Britain
Channel Islands
Isle of Man
Selected jurisdiction: England & Wales. Providers, products, rates, criteria, reports and Fountain AI all follow this selection. Data is never substituted between jurisdictions.
Read the England & Wales knowledge centreMarket snapshot — England & Wales
Lowest MER
5.91%
Median MER
6.34%
Highest MER
6.89%
Products tracked
11
Providers tracked
4
Rate changes logged
1
Full rate centre, movements and history are available to members.
View membershipWhat Equity Fountain is
One organised location for equity-release research, illustration and client explanation
Equity Fountain is built for financial advisers and other appropriately authorised financial-services professionals working in later-life lending. It is not an independent financial adviser and does not provide personalised recommendations. It organises knowledge, provider information, product data, market intelligence, case scenarios and client-ready materials so that research takes minutes rather than hours — with the source and verification date shown against every factual record.
Provider directory
Intermediary contacts, regulatory status and capability grids in one structured record per provider.
Products, rates & criteria
Searchable product records with MER, maximum LTV, minimum age and fee structures — each with a source and verification date.
Case scenario library
Professional scenarios covering objectives, alternatives, advantages, disadvantages and the questions to investigate.
Calculators & projections
Roll-up projections, interest servicing comparison and an LTV explorer, with every assumption visible.
Fountain AI
Retrieval over the verified Equity Fountain database — never invented rates, criteria or eligibility.
Client-ready materials
Plain-English explanations, checklists and white-label resources your firm can brand.
Sample product record
Provider A (sample record) — Flexible 1 Lump Sum
MER
5.91%
Max LTV
49.5%
Min age
55
Effective from 2026-09-13 · Last verified 2026-09-13 · partially verified
The full product database, criteria and comparison tools require membership.
View membership
Example case scenario
Home improvements and accessibility adaptations
Homeowners aged 72 and 70 funding a level-access bathroom and heating replacement.
Client profile: Joint applicants, 72 and 70, owner-occupiers for 31 years, modest defined-benefit pension income.
- · Fund adaptations to remain in the home
- · Avoid monthly commitments from pension income
Illustrative photography. Images do not depict actual clients or cases.
Fountain of Knowledge — preview
Structured education, separated from regulated advice
Equity Release Fundamentals
What equity release is
An overview of how homeowners aged 55 and over can release capital from a main residence without moving.
Free preview · 3 min read
Equity Release Fundamentals
How lifetime mortgages work
Loan structure, interest roll-up, the no-negative-equity guarantee and repayment triggers.
Free preview · 3 min read
Equity Release Fundamentals
Interest roll-up and compounding
Why unpaid interest can double a balance over a long term, and what servicing changes.
Members only · 3 min read
Calculator preview
£100,000 at 6.1%, no repayments
Illustrative, based on the assumptions shown. Not a provider quotation.
Run your own projections, servicing comparisons and LTV searches as a member.
View membershipFountain AI preview
Ask the verified database, not the internet
Which products allow regular interest payments?
What products currently offer inheritance protection?
Which provider criteria changed recently?
Find relevant case studies for a maturing interest-only mortgage.
Every product answer shows the provider, product, data date and verification date. Where no verified record exists, Fountain AI says so rather than inventing one.
Fountain AI research is included with every membership.
View membershipAdviser Q&A library — preview
The questions advisers actually ask, answered properly
Eligibility & criteria
At what age can a client actually take a lifetime mortgage, and why do lenders differ?
Death & estate
What actually happens on death, and what does the family have to do?
Protection & products alongside
Should a life policy, offshore bond or estate preservation account sit alongside a release?
Membership
A professional equity-release intelligence system, not another article archive
Adviser and Firm memberships unlock the complete provider database, product data, calculators, comparison, Fountain AI, saved cases and white-label client resources.
Information and software, not advice. Equity Fountain is not authorised or regulated by the Financial Conduct Authority and does not provide regulated financial, mortgage, equity-release, tax, legal or probate advice. It provides research tools, factual market information, modelling and educational resources for professional users. The subscribing adviser remains responsible for verification, suitability and client advice. Provider documentation takes precedence over anything shown here.