EFEquity Fountain

Downsizing Alternative

Releasing equity compared with downsizing

A side-by-side comparison of releasing £90,000 against selling and moving to a lower-value home.

Illustrative photograph for the scenario: Releasing equity compared with downsizing
Illustrative photography supplied by Equity Fountain. Images do not depict actual clients or cases and are used for presentation purposes only.

Client profile

Joint applicants, 72 and 70, in good health, strongly attached to their home and area.

  • · Access £90,000 of capital
  • · Understand the true cost of staying

The full scenario is available to members

Members see property information, the amount required, alternatives considered, advantages, disadvantages, adviser questions, vulnerability considerations, a calculation example and a client-friendly explanation.

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Last reviewed 2026-09-13 · editorial

Information and software, not advice. Equity Fountain is not authorised or regulated by the Financial Conduct Authority and does not provide regulated financial, mortgage, equity-release, tax, legal or probate advice. It provides research tools, factual market information, modelling and educational resources for professional users. The subscribing adviser remains responsible for verification, suitability and client advice. Provider documentation takes precedence over anything shown here.