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Drawdown Lifetime Mortgage

Drawdown compared with a single lump sum

Supplementing retirement income by £500 per month rather than taking capital upfront.

Illustrative photograph for the scenario: Drawdown compared with a single lump sum
Illustrative photography supplied by Equity Fountain. Images do not depict actual clients or cases and are used for presentation purposes only.

Client profile

Single applicant, 70, shortfall against essential expenditure.

  • · Supplement income
  • · Minimise interest cost

The full scenario is available to members

Members see property information, the amount required, alternatives considered, advantages, disadvantages, adviser questions, vulnerability considerations, a calculation example and a client-friendly explanation.

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Last reviewed 2026-09-13 · sample

Information and software, not advice. Equity Fountain is not authorised or regulated by the Financial Conduct Authority and does not provide regulated financial, mortgage, equity-release, tax, legal or probate advice. It provides research tools, factual market information, modelling and educational resources for professional users. The subscribing adviser remains responsible for verification, suitability and client advice. Provider documentation takes precedence over anything shown here.