EFEquity Fountain

Helping Children or Grandchildren

Gifting a deposit to a grandchild

Homeowners aged 75 and 73 considering a £60,000 gift for a first-home deposit.

Illustrative photograph for the scenario: Gifting a deposit to a grandchild
Illustrative photography supplied by Equity Fountain. Images do not depict actual clients or cases and are used for presentation purposes only.

Client profile

Joint applicants, 75 and 73, comfortable retirement income.

  • · Provide a house deposit
  • · See the benefit during their lifetime

The full scenario is available to members

Members see property information, the amount required, alternatives considered, advantages, disadvantages, adviser questions, vulnerability considerations, a calculation example and a client-friendly explanation.

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Last reviewed 2026-09-13 · sample

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