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Interest-Serviced Lifetime Mortgage

Interest-serviced lifetime mortgage

Comparing full servicing, partial servicing and full roll-up on the same advance.

Illustrative photograph for the scenario: Interest-serviced lifetime mortgage
Illustrative photography supplied by Equity Fountain. Images do not depict actual clients or cases and are used for presentation purposes only.

Client profile

Joint applicants, 66 and 65, with surplus monthly income of £420.

  • · Limit balance growth
  • · Preserve estate value

The full scenario is available to members

Members see property information, the amount required, alternatives considered, advantages, disadvantages, adviser questions, vulnerability considerations, a calculation example and a client-friendly explanation.

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Last reviewed 2026-09-13 · sample

Information and software, not advice. Equity Fountain is not authorised or regulated by the Financial Conduct Authority and does not provide regulated financial, mortgage, equity-release, tax, legal or probate advice. It provides research tools, factual market information, modelling and educational resources for professional users. The subscribing adviser remains responsible for verification, suitability and client advice. Provider documentation takes precedence over anything shown here.