EFEquity Fountain

Estate & Tax Planning

Investment bonds and estate preservation arrangements

The 5% rule, gross roll-up, segmentation and trust-based estate arrangements — and the risks of gearing into them.

Illustrative photograph for the article: Investment bonds and estate preservation arrangements
Illustrative photography supplied by Equity Fountain. Images do not depict actual clients or cases and are used for presentation purposes only.

This article is part of the members' library

Membership unlocks the full Fountain of Knowledge, case scenario library, provider directory, product data, calculators and Fountain AI.

View membership

Last verified 2026-09-13 · Effective from 2026-09-13 · editorial

Information and software, not advice. Equity Fountain is not authorised or regulated by the Financial Conduct Authority and does not provide regulated financial, mortgage, equity-release, tax, legal or probate advice. It provides research tools, factual market information, modelling and educational resources for professional users. The subscribing adviser remains responsible for verification, suitability and client advice. Provider documentation takes precedence over anything shown here.

EFEquity Fountain

Equity Release Intelligence for the UK & Crown Dependencies

The fountain of knowledge for equity release professionals. Equity Fountain is an information and professional-resource platform for appropriately authorised financial services professionals. It does not provide personalised financial advice.

Source-referenced dataVerification dates shownEncrypted adviser data

Platform

DirectoryA–Z providersA–Z adviser firmsVerification policyFountain of KnowledgeExplainersGlossary & risksRisks and their counterweightsCase scenariosAdviser benefitsMembershipJurisdiction knowledge centres

Jurisdictions

England & WalesScotlandJerseyGuernseyIsle of Man

Legal

Legal statusCompliance & riskData sourcesPrivacy noticeSubscription termsCookie noticeComplaintsAccessibilityContact

Registered details

Equity FountainP O Box 8WilmslowCheshire SK9 5ESUnited KingdomCompany Registration No. 08753201VAT No. GB174 691576

Product availability, lending criteria, legal considerations and regulatory arrangements differ between England & Wales, Scotland, Jersey, Guernsey and the Isle of Man. Jurisdiction-specific requirements should be independently verified before reliance. Company registration in England and Wales does not mean Equity Fountain is regulated for services provided elsewhere.

Copyright © 2026 Maynard Procurement Solutions Ltd. All Rights Reserved. Equity Fountain is a trading name of Maynard Procurement Solutions Ltd, P O Box 8, Wilmslow, Cheshire SK9 5ES, United Kingdom. Company Registration No. 08753201. VAT No. GB174 691576.

Equity Fountain is registered in England and Wales under company number 08753201. Equity Fountain is not authorised or regulated by the Financial Conduct Authority and does not provide regulated financial advice. Information and tools provided through this website are for professional research, educational and informational purposes only. Product information, rates and criteria may change and should be independently verified before reliance.

Equity release will reduce the value of an estate and may affect entitlement to means-tested benefits. Product data shown is illustrative sample data pending a verified provider data load; provider documentation takes precedence where any discrepancy exists.