EFEquity Fountain

Estate & Tax Planning

Investment bonds and estate preservation arrangements

The 5% rule, gross roll-up, segmentation and trust-based estate arrangements — and the risks of gearing into them.

Illustrative photograph for the article: Investment bonds and estate preservation arrangements
Illustrative photography supplied by Equity Fountain. Images do not depict actual clients or cases and are used for presentation purposes only.

This article is part of the members' library

Membership unlocks the full Fountain of Knowledge, case scenario library, provider directory, product data, calculators and Fountain AI.

View membership

Last verified 2026-09-13 · Effective from 2026-09-13 · editorial

Information and software, not advice. Equity Fountain is not authorised or regulated by the Financial Conduct Authority and does not provide regulated financial, mortgage, equity-release, tax, legal or probate advice. It provides research tools, factual market information, modelling and educational resources for professional users. The subscribing adviser remains responsible for verification, suitability and client advice. Provider documentation takes precedence over anything shown here.